Legal Information

sm40 Terms and Conditions

Please read the following terms and conditions carefully before using the sm40 platform. They will give you a clear understanding of your rights and responsibilities, and are designed to protect the interests of both parties.

Last Updated: January 2026
Account Register

Only users aged 18 or above may create an account on sm40. Registration with accurate information is mandatory.

Payments & Withdrawals

Deposits and withdrawals are available via bKash, Nagad, and Rocket. Payouts to verified accounts are processed within 15 minutes.

Bonus Policy

Each bonus offer comes with specific wagering requirements that must be met before the bonus can be claimed.

Fair Play Policy

Sm40 has a zero-tolerance policy toward fraud and dishonest activity. Accounts showing suspicious behavior may be suspended.

Privacy Protection

Your personal information is completely secure. sm40 never sells or shares your data with third parties.

Dispute Resolution

For any dispute, please contact the sm40 support team. We resolve issues fairly and transparently.

Important Notice

By accessing or using the sm40 platform, you automatically agree to these terms and conditions. If you do not agree with any part of these terms, please refrain from using sm40.

1

General Terms and Conditions

Sm40 is an internationally licensed online betting and gaming platform. These terms and conditions form a legally binding agreement between sm40 and its users. By accessing sm40's website or mobile application, you are deemed to have accepted all terms of this agreement.

These terms and conditions apply to users in Bangladesh. sm40 reserves the right to update these terms at any time. Continued use of the platform after any changes constitutes acceptance of the revised terms.

Sm40 is a betting platform operated solely for entertainment purposes. Betting carries inherent risk and winnings are never guaranteed. sm40 promotes and encourages responsible betting practices.

Age Restriction

Only users aged 18 or older may register an account and place bets on sm40. This platform is strictly prohibited for minors.

2

Account Registration & Verification

To register an account with sm40, you must provide accurate and complete personal information. Registering with false details may result in account termination and forfeiture of any balance. Each individual may operate only one account.

Sm40 may request a copy of your National ID, passport, or other identification documents at any time for account verification. Withdrawals may be delayed until verification is complete.

  • Each person may register a maximum of one account
  • You must provide your correct name, address, and contact details at the time of registration
  • Keep your password strong and never share it with anyone
  • Users are responsible for the security of their own accounts
  • Report any suspicious activity to sm40 support immediately
3

Deposit & Withdrawal Policy

Deposits and withdrawals on sm40 can be made via bKash, Nagad, and Rocket. Funds deposited are credited directly to your sm40 balance. Withdrawals to verified accounts are typically processed within 15 minutes.

Subject Deposit Withdraw
Minimum Amount BDT 100 BDT 500
Maximum Amount BDT 500,000 BDT 200,000/day
Processing Time Instant 15 minutes – 24 hours
Fees No Fees No Fees

Withdrawals must be made using the same payment method used for the deposit. If an active bonus is in place, withdrawal may be subject to conditions. sm40 may request additional verification information when necessary.

Important

To prevent money laundering, sm40 monitors all large transactions. Accounts may be reviewed if unusual transaction activity is detected.

4

Betting Rules

Please read the rules for each event carefully before placing a bet on sm40. Once a bet is confirmed, it cannot be cancelled — however, the cash out feature is available for live bets. Betting odds are subject to change at any time.

Sm40 reserves the right to void any bet where a technical error, data inaccuracy, or abnormal odds is identified. In such cases, the original stake will be refunded. If a match is cancelled or postponed, bets will be settled in accordance with our policy.

  • Minimum bet amount is BDT 10
  • A maximum win limit applies per single bet
  • Cash out is available on live bets
  • Accumulator bets across multiple events are allowed
  • Bet results will be published on sm40's official results page
5

Bonus & Promotion Terms and Conditions

Sm40 regularly offers welcome bonuses, reload bonuses, free bets, and cashback promotions. Each bonus has its own specific terms and conditions, which are detailed on the offer page. Please read those terms carefully before claiming any bonus.

Withdrawing a bonus typically requires completing a wagering requirement. For example, a 10x wager means you must bet 10 times the bonus amount before withdrawal. The bonus cannot be withdrawn until this condition is met.

Bonus Policy

Sm40 reserves the right to close all accounts found to be exploiting bonuses through multiple registrations. Only one welcome bonus is allowed per household or IP address.

6

Prohibited Activities

The following activities are strictly prohibited on sm40. Any violation will result in account termination and full balance forfeiture.

  • Creating multiple accounts
  • Placing bets using bots or automated software
  • Placing bets using match fixing or insider information
  • Attempting to hack or gain unauthorized access to sm40's systems
  • Using another user's account
  • Money laundering or financial criminal activity
  • Sending abusive or threatening messages
Strict Action

If fraudulent activity is detected, sm40 reserves the right to notify the relevant authorities and take legal action.

7

Account Suspension & Closure

Sm40 reserves the right to suspend or close any account without notice for any reason, particularly in cases of terms violations, fraud, or unlawful activity.

Users may close their account at any time. You will have the opportunity to withdraw your balance before closure — unless the account is being closed due to a terms violation.

Under our responsible betting policy, users may apply a self-exclusion or cooling-off period to their own account. Please contact sm40 Support for assistance.

8

Limitation of Liability

Sm40 is not liable for any financial losses resulting from betting. Betting is risky and intended purely for entertainment. Users are assumed to be knowingly accepting these risks.

Sm40 reserves the right to limit liability for betting losses caused by technical faults, server issues, or connection failures. In such cases, sm40 will endeavor to void the affected bets and refund the amounts where necessary.

Sm40 is not directly liable for software errors caused by third-party game providers. However, we will work with the relevant provider to seek a resolution whenever such issues arise.

9

Privacy & Data Protection

Sm40 stores users' personal information with the utmost confidentiality. To learn more about our detailed privacy policy, Privacy Policy Read the page.

  • Data secured with 256-bit SSL encryption
  • Personal data is never sold to third parties
  • Information may be disclosed to authorities when legally required
  • Cookies and local storage are used to improve our services
10

Terms and Conditions Changes & Updates

Sm40 reserves the right to modify, amend, or update these terms and conditions at any time. Users will be notified of any major changes via email or an on-platform notice.

Continued use of sm40 after any changes to these terms will be taken as your acceptance of the updated terms. We recommend visiting this page regularly to stay informed.

The latest version of the Terms and Conditions will always be available on this page. Previous versions are no longer in effect.

11

Contact & Support

For any questions or complaints regarding these terms and conditions, please contact the sm40 Support team. Our support team is available 24/7 to assist you.

Email Support
Live Chat
24/7 support available
General Questions

Terms and Conditions Questions About

Here are answers to the questions our users ask most.

Yes, sm40 provides a fully localized service for users in Bangladesh, with payment support via bKash, Nagad, and Rocket, as well as customer support in Bengali.

Yes, every bonus has a wagering requirement. For example, the welcome bonus requires you to place bets totaling a specified multiple of the bonus amount before you can withdraw. Check the offer page for full details on each promotion.

No. Under sm40's terms and conditions, each individual may only operate one account. If multiple accounts are detected, all of them may be closed and balances forfeited.

Withdrawals for verified accounts are typically processed within 15 minutes. However, first-time withdrawals or large amounts may require additional verification and can take up to 24 hours.

To close your account, please contact sm40 Support. You will be given the opportunity to withdraw any remaining balance before closure. Self-exclusion options are also available under our responsible betting policy.
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